Friday, May 14, 2010

Carbon Monoxide Detector Won't Stop Beeping



Orange 3G +

Tunisia: Which to choose?

promises an Internet connection up to 7 Mb / s without having to pay fees ADSL Tunisie Telecom had the desired effect: Hundreds of USB 3G + are parts within hours. Must still choose the right formula to have no surprises!

" Never have we had so many requests for cancellations " surprised an employee holding a service provider of the site who wanted to remain anonymous. Same story on the side other ISPs. Despite its status as a telephone operator still limited to the mobile for now, the launch of Orange Tunisia has directly hit our ISPs.

promises an Internet connection up to 7 Mb / s (theoretical speed up to 4Mb / s in practice) without having to pay fees ADSL Tunisie Telecom had the effect sought by the marketing department Orange: Hundreds of USB 3G + are parts in a few hours after the official launch.

But then the problems reappear for the consumer who, under the influence of his enthusiasm, forgot to inquire about the details correctly use and / or the exact type of the internet he has chosen.

Indeed, the Internet 3G + Orange comes in two types of membership:

1 - Integrated in Orange number, that is to say that the SIM card we used to call, send SMS / MMS and Internet browsing.

2 - Independent Orange mobile calls, that is to say that the customer is not required to have an Orange number but rather a simple SIM card intended only to connect to the Internet via 3G.

3G + with an Orange number

If a customer buys a mobile number Orange 3G Internet access is automatically enabled on the chip (SIM card). After configuring the phone, the customer can then connect to the Internet via 3G + mobile phone.

In this type of connection, the price is 4 KB downloaded millimes. Billing is done, however, in increments of 10 KB. Example: If I eat 10 KB, Orange 40 millimes me deduct my balance. If I consume 17KB and I cut the connection, Orange will charge me the equivalent of 2 levels of 10kb, it to say 80 and not 68 millimes millimes. A system that is virtually the same as voice calls when the price per minute is divided in increments of 12 seconds of communication.

The billing system is only applicable for prepaid and Club Zen. That said and for the three formulas, Orange offers 1 GB of free downloads every time the customer uses 10 dinars in telephone calls, SMS / MMS or Internet from his account.

Internet 3G + on a Orange mobile line becomes downright free for subscribers of the package Optima (from 50 dinars per month).

without 3G + Orange number

The new operator provides the opportunity to purchase a SIM card dedicated to the Internet without having to take an extra phone line. This chip will enable the 3G/3G modem to connect to the web via mobile airwaves Orange TN.

Two packages are offered:

1 - Prepaid Internet Everywhere: at 30 dinars per month of connection, the client agrees on any term. It can only connect to one additional month that if he buys mobile recharge cards from a shop or dealer Orange.

2 - Internet Everywhere package: Like an annual contract an ADSL connection to an ISP, the Internet Everywhere package commit you for a year to pay 30 dinars per month.

If the customer does not have the hardware required to connect on 3G +, Orange offers a USB modem that will act. This key costs 129 dinars to the formula without commitment. With the second formula, the Orange 3G + comes to 49 dinars if the customer pays one month in advance and 19 dinars for 4 months in advance. Its price falls squarely at 1 dinar if the customer pays 6 months subscription in advance. The

Download quotas

volume monthly downloads for "3G + with Orange number (from mobile phone) is limited to 3 GB, whatever the time of connection. This quota increases to 5 GB / month for the "3G + unnumbered Orange" (Internet Everywhere). 5GB these will not be counted if the client connects between 23h and 8 in the morning.

" These rates and subscription rates are currently valid for introductory period. They can change with the onset of summer , we specify the Hotline Orange.

Thursday, May 6, 2010

Cozaar And Propranolol

When traders become spam-crazy

Here is an article from the circle of finance that summarizes the events that happened on that crazy day on Wall Street. Robots traders representing 70% of daily stock exchange (which we had already mentioned in a previous article) are literally deranged and depressed Wall Street jusqu'à10% in minutes.

(CercleFinance.com) - A crash scenario unprecedented U.S. indices have plunged from -6 to -7% in 5 minutes, from -3% to -9 or -10%.
The Dow Jones collapsed by-1.000Pts to 9.875Pts, the Nasdaq lost-220Pts to 2188 and the 'S & P-500'-100pts to 1.066Pts with Cisco to -12% to -14 General Electric, 5%, Bank of America to -11%, -12% to Boeing, Intel and Broadcom to -11% ... and Apple to -20%.
The record low came back to Automatic Data Processing with -30% (and the Nasdaq-100 showed exactly -10% 20:45).

Half of the losses were erased in minutes but there are still differences greater than -4% on average.
Meanwhile, oil plummeted from -6% to $ 75 a barrel while the euro was on a foray to $ 1.25.

The 'fuse' did not work, order books, totally depleted when the index exceeds 3% deviations - were completely gutted and computer programs were packaged, re-editing, but in just seconds the scenario of 19 October 1987.
is terrifying for investors to see the end 10% of their savings in minutes and up to 20% on blue chips that portfolio managers still tore past 48 hours.

Wall Street can no longer do without a complete restructuring of the architecture, the technical supervision of the 'Trading Program' and the 'flash trading', but this Thursday, something serious failures and it will make headlines in the press on Friday, even if the transactions seem to go back to 'normal' at a moment of closure.


Copyright (c) 2010 CercleFinance.com. All rights reserved.

Wednesday, April 28, 2010

Took Second Pregnancy Test Line Lighter

File: The trap closes on financing states.


So here is the financial markets that fall heavily to the cause of Greece, Portugal and now Spain.
Indeed, the rating agency Standard and Poor's is not going to pull any punches as it has severely degraded the notes long and short term of Greece respectively from 'BBB +' and 'B' to 'BB +' and 'A-2'. Advantage to ignite the situation, Standard & Poor's added that in the event of a debt restructuring in Greece or a default rate of lenders would recover between 30% and 50 % only. The
interest rates on treasury bills Greek 10 years have yet to finish today mounted close to 10% while those in Germany are only 2.93%. Greece can not officially take over the financial markets even as Treasury bonds to investors to 2 years require more than 13% interest rate.

Portugal appears on the right voice for suffering the same fate as Standard and Poor's has degraded by two notches the rating of long-term credit from Portugal in local currency and foreign exchange from "A +" to "A-" but also that of short-term 'A-1 "to" A-2 ". Interest rates Portuguese bonds have literally soared to more than 5% putting the country in difficulty.

Spain fares no better with a degradation of AA + to AA.

Other news of silencing, Italy had a great difficulty to raise about 13.5 billion euros in financial markets at 6 months and 2 years. In effect, supply and demand was almost identical which is abnormal for an auction of treasury bills or demand is often twice the offer.

agency Standard and Poor's has finally suggested she thought to further reduce the rating of Greece and Portugal. It is very funny that rating agencies have been ineffective and even corrupt, according to a report released by the U.S. Senate last Friday, decided to play "the virtuous and intractable."

But then what's going on?

We must remember that it happened in 2007. We have rating agencies that have interests with the banks and had noted defective financial products AAA (the highest scores).
ratings agencies There are three: Moody's, Standard and Poor's and Fitch Ratings and have the following schedule:

The actual score subprime was D yet they were rated AAA by rating agencies. In reality, the U.S. Senate investigation revealed that the rating agencies are waging a frantic battle for evaluation contracts with banks. Thus, banks do not play competition on price but by the note. Excerpts from conversations mail agency Standard and Poor's reveals that the latter has much revised lowered its ratings criteria because it had lost several contracts with respect to other agencies that had a rating much more flexible. Thus, this conflict of interest agencies have led them to put AAA ratings on products that were worth R ...

Now pretext to regain lost credibility, the rating agencies address the countries with high deficit in the euro area. It's been a long time that U.S. banks are aware of the problems of Greece as it is the U.S. bank Goldman Sachs who falsified accounts to allow Greek Greece to join Europe but would not du.Cette falsification was done through currency swaps to artificially reduce the deficit in Greece.
Moreover, there is another phenomenon rather odd: If we look at the results of Goldman Sach at T2, which were giddy with 3.9 billion dollars in profits, we observe that 75% of this figure of case was made on the bond market. This is particularly atypical for the bank that makes its revenue primarily on the equity market and mergers and acquisitions. Thus, Goldman Sachs would have speculated downward on Greek bonds including using CDS Greek even though she did not have Greek bonds. A CDS is an insurance against a default in payment of an economic entity (a state enterprise, person, etc.). Using a CDS against a default in payment of any State, for example, even though we are not concerned, amounts to pure speculation. This is called a "naked position.
Overall U.S. banks have benefited from relatively well Chagrin Greece, which also explains the U.S. silence on this subject.
Thus, it is likely that rating agencies are working together again with U.S. banks to enable them to conduct lucrative profit on the backs of PIIGS (financial designation naming the five countries in the euro area considered vulnerable: Portugal, Ireland, Greece, Spain and Italy)

What exactly is the situation of countries whose rating was downgraded? This is only speculation?

Even if the initial momentum is indeed speculative, one must bear in mind that then there are real institutions (sometimes other states like China for example) get scared and that in turn sell their bonds Greek, Portuguese or English.

In addition, we must understand that there is no smoke without fire. Taking the case of Greece, it is a country that has never been competitive, which has a very low taxation and uncontrolled, a low per capita GDP and a relatively high corruption. Indeed, Greek politicians have paid a lot of benefits to the population while the country's finances could not afford it. Not be mentioned for example the case of retirement before age 60.

But we must recognize that the image of Greece, many countries have been trapped by the banks that promised them the Holy Grail: an unlimited debt capital markets. Indeed, any model of financial capitalism relies on debt to take advantage of leverage and especially to increase liquidity in the markets. Thus, many countries, and France is part, have allowed some financial waste from unnecessary spending promises costly economically inefficient to please the people (often observed that on the eve of new elections). Overall, able to draw on the financial markets so unlimited, irresponsible debt future generations, allowed the various state governments have a very runny management on public finances and has been for twenty years.

The result is an addition very salty because, as can be seen, PIIGS have a debt such as debt interest would prevent them from growing. By dint of debt and put off until tomorrow the time to pay the bill through refinancing, we find ourselves at a point ( particular because of the crisis) or debt interest are prohibitive relative to GDP growth. It is as if the credit of your house took 60% of your monthly salary.


What risk does it happen?

The United States should not enjoy what is happening in Europe. Certainly they are winner in the short term because they endorse the possibility of a European political will to face them and their banks will show dramatic results. However, over the medium term slide of the euro will cause a decline in U.S. competitiveness and a worsening trade balance, while Germany and France could eventually see their exports increase.
It may be noted that Europe is likely to experience dark days since the aid package to Greece seems laughable a certain point of view: One wonders already heavily indebted countries like Portugal to lend a hand to a also indebted countries ... This plan is absolutely not credible and the position of Germany regarding the departure of Greece in the euro zone seems understandable we must not forget that Greece has fooled any other country by falsifying its accounts. But can one leave a country and sink into poverty? Morally it seems unlikely.
is the game of lose-lose: Either you support Greece and we know that other countries like Portugal and Spain could in turn let go or seek help. Be allowed from Greece to the euro area, and in this case, Europe risks losing credibility. Moreover, this does not guarantee that speculative movements are transferred to other PIIGS.
So what Americans do not see is that through the problems facing Europe's it model of financial capitalism which Wall Street is that the star may collapse.

Alexandre Letourneau